FiSolve Weekly News Digest: July 17, 2026

Here is what we are reading in the news this week...

SEC Spring 2026 Regulatory Agenda Released

The Office of Information and Regulatory Affairs published the semi-annual “Unified Agenda of Federal Regulatory and Deregulatory Actions” of the various federal agencies. The Unified Agenda includes the SEC’s 2026 Agency Rule List containing rulemaking items from across the SEC, as well as the SEC’s current timing estimates. The Agency Rule List also contains three crypto-related rulemakings, as well as two items in response to the successful challenge to the SEC’s Short Sale Rule, amendments to Regulation SHO and the Securities Lending Rule, among others. The latest Regulatory Flexibility Agenda aligns with Chairman Paul S. Atkins’ public remarks emphasizing a renewed focus on the SEC’s core mission. According to Chairman Atkins, the agenda highlights substantial progress achieved during his first year leading the agency, including initiatives to foster innovation, strengthen public markets, and promote a private market regulatory framework that is transparent, accessible, and supported by appropriate investor protections. Read more here.

Federal Reserve Board Requests Comment on Proposed Amendments to Bank AML Rules

The Federal Reserve Board requested comment on a proposal to amend its requirements for banks to maintain anti-money laundering programs. The amendments are intended to align with changes to anti-money laundering program requirements separately proposed by four other agencies. Among other changes, the proposal would require banks to focus their anti-money laundering resources based on risk, with more attention given to higher-risk customers and activities. The proposed amendments would also require banks to incorporate the Financial Crimes Enforcement Network's anti-money laundering priorities into their risk assessment processes. Under the proposal, once a bank has established an anti-money laundering program, the Federal Reserve would focus supervision and enforcement activities on significant failures to implement the program. The comment period is open for sixty days. Read more here.

Increasing Number of Job Titles Include

AI Across Every Sector

According to Indeed Hiring Lab, AI has moved well beyond the technology sector and is becoming a mainstream workplace capability across the economy. Since 2022, U.S. job postings referencing AI have grown more than threefold, with the fastest expansion occurring in non-technical roles spanning functions such as sales, marketing, human resources, legal, education, and customer service. Rather than creating entirely new job categories, employers are increasingly incorporating AI into existing positions, signaling a shift in how work is performed, and the skills organizations expect employees to possess. The findings suggest that AI proficiency is evolving from a specialized technical advantage into a broadly valued business capability, with implications for talent strategies, workforce development, and long-term organizational competitiveness. In addition, the United Stated leads both in the number of AI-touched titles and in the non-tech share, but Europe is closing the gap. Read more here.

SEC Proposes New E-Delivery Approach to Make Information More Readily Accessible and

Useful for Investors

The US Securities and Exchange Commission proposed Regulation E-Delivery, a new rule that would expand the ability of issuers, broker-dealers, investment advisers, and others to use electronic delivery to satisfy information delivery requirements under the federal securities laws. Regulation E-Delivery would make information more readily accessible and useful for investors and others while preserving the ability to receive delivery in paper format on request. Currently, required regulatory information typically is delivered in paper format unless the recipient affirmatively elects otherwise. The proposed e-delivery approach includes requirements and conditions under which required information could be delivered electronically without first obtaining affirmative consent. It generally would supersede the SEC’s decades-old, guidance-based e-delivery approach and provide savings to issuers, market intermediaries, and, ultimately, investors, in paper, printing, and postage costs. The proposal includes a transition process for investors and others who are currently receiving regulatory information in paper format. These recipients would receive two paper notices if they would be transitioned to e-delivery under the rule, which would provide information about the upcoming transition and the ability to opt out of e-delivery. Read more here.

Agencies Issue Joint Statement on Handling of Highly Sensitive Information During Bank Examinations

The Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, and Office of the Comptroller of the Currency (collectively, “the federal banking agencies”) issued a joint statement describing enhanced security procedures for review of highly sensitive information in connection with examinations of supervised banks, such as reviewing materials on-site rather than transferring them onto agency systems. The statement discusses a coordinated approach to identifying highly sensitive data and documents and discusses enhanced procedures for the review of such information to reduce any cybersecurity risks while ensuring that the agencies always have access to such information during an examination. The federal banking agencies recognize the importance of keeping a bank’s highly sensitive information confidential and protecting it against disclosure to or from access by unauthorized persons as a result of cybersecurity vulnerabilities. The federal banking agencies have committed to notify affected banks of any potential or confirmed material data breach involving confidential supervisory information. They will do so as soon as practicable, and no later than 72 hours after discovery, unless legal restrictions apply. Read more here.

CFTC Approves Final Rule Amending Margin Requirements for Uncleared Swaps

The Commodity Futures Trading Commission approved a final rule that amends margin requirements for uncleared swaps for swap dealers and major swap participants who are not subject to prudential regulator margin rules. The amendments are designed to enhance market efficiency, promote global harmonization, and support responsible financial innovation, while maintaining robust risk management standards. In the final rule, the CFTC revised the definition of “margin affiliate” such that certain collective investment vehicles that receive start-up capital from a sponsor entity (seeded funds) will not have any margin affiliates or constitute margin affiliates of another entity when calculating thresholds that trigger the requirement to exchange initial margin for uncleared swaps. The CFTC also eliminated a provision that previously disqualified securities issued by certain pooled investment funds (money market and similar funds) from being used as eligible initial margin collateral for uncleared swaps if asset managers transferred fund assets through securities lending, securities borrowing, repurchase agreements, reverse repurchase agreements, and similar arrangements. This amendment expands the scope of assets that qualify as eligible collateral. Finally, the CFTC revised the haircut schedule for eligible margin collateral by adopting specific percentage haircuts for money market and similar funds. Read more here.

FCA Unveils Regulatory Reforms to Simplify Rules and Reduce Costs for Asset Managers

The UK's Financial Conduct Authority (FCA) has proposed a package of reforms to simplify and modernize the regulatory framework for asset managers, with the aim of saving the industry an estimated £128 million annually while improving the quality of regulatory data. The largest savings would come from streamlining the Fund Reporting for Asset Management Entities (FRAME) requirements, making reporting more proportionate and better tailored to the UK market. The proposals also update rules inherited from the 2013 Alternative Investment Fund Managers Directive (AIFMD) and simplify remuneration requirements by replacing overlapping pay rules with a clearer framework for FCA-regulated firms. According to the FCA, the changes are designed to reduce unnecessary compliance costs (particularly for smaller firms) while maintaining high standards of consumer protection and giving the regulator more effective, risk-focused oversight. The FCA is now consulting on the proposals before finalizing the new rules. Read more here.

📣 Next Week's Webinar 📣

FiSolve to Host Webinar on Prediction Markets: Opportunities and Legal Considerations

On July 22, 2026, at 12 PM ET, FiSolve is hosting a webinar titled: Prediction Markets: Emerging Opportunities, Emerging Risks, and the New Legal and Compliance Frontier. The webinar will discuss business opportunities in this area, and the legal and compliance considerations firms should be contemplating today. Speakers include Steven Yadegari (Moderator), Steven Felsenthal, David Hauser, Drinan Gorney, and Stephen McShea. There is no cost to attend the webinar, but registration is required. You may register here.

💡FiSolve's Negotiation Tip of the Week💡

Setting Goals in Negotiation

In financial services negotiations, the most successful professionals enter discussions with clearly defined outcome-based goals rather than focusing solely on positions or price points. Before the meeting, identify your ideal outcome, your acceptable range, and your walk-away point while also considering the other party’s likely objectives and constraints. This preparation helps you stay disciplined under pressure, avoid making reactive concessions, and uncover opportunities for mutual value creation. By establishing measurable goals around factors such as revenue, risk, client retention, compliance requirements, or long-term relationship value, you can make more strategic decisions throughout the negotiation and increase the likelihood of achieving results that support both immediate objectives and broader business goals. In our experience, the best results come when one sets optimistic goals, that can be supported by objective criteria.

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